As a matter of fact, injuries happening at work is a pretty common thing. And even if many of these accidents occurred in traditional risky workplace similar to coal mines, construction sites as well as oil rigs, many were actually reported in relatively safe setting according to the employers.
The good thing is, many companies as well as organizations are required to carry worker’s compensation, which is a kind of insurance that provides coverage for work related injuries and illnesses. Sad thing is, there’s no guarantee that you can fully reimbursed your lost wages, medical expenses, pain and suffering you have experienced due to accident at work. With this in mind, here are some reasons why you may want to hire a worker’s compensation attorney.
Reason number 1. You can no longer work – serious work accidents can cause you disability that is preventing you to work again. Because insurance companies that are providing Workers Compensation Attorney Chicago IL coverage aren’t in habit of cutting big settlement checks unless they must, you will require the services of a seasoned attorney who is going to handle all negotiations for you. Take into account that you are going to need expert legal representation in order for you to secure the largest settlement possible.
Reason number 2. Your employer didn’t have insurance – since worker’s compensation could be costly, some unscrupulous employers decide not to get one. You can actually sue him or her for the damages you obtained if you’re hurt while on the job and your employer informs you that he/she doesn’t have the insurance. Even if you are his/her employee, you still have the rights to be reimbursed by your employer for any out of pocket medical expenses, pain and suffering as well as lost wages as a result of the injury.
Reason number 3. Your employer has denied your claim – because of the reason that the insurance premiums get more expensive as you submit more claims, employers are being dubious in approving a claim unless they have to. Experienced and seasoned attorney ensures that your employer understands legal ramifications of denying legitimate claims just because it may wind up costing him/her more for the coverage.
Reason number 4. You need to undergo a surgery – unless insurance companies deem that it is necessary, they feel reluctant of making approvals on surgeries. They will convince the insurer that your surgery is not just necessary but at the same time, cost effective with the services of an experienced and seasoned worker’s compensation attorney backing you up.
You must contact a reliable and reputable worker’s comp attorney from Workmans Comp Chicago IL if any of the mentioned reasons are true.